%0 Journal Article %T Technologies and tools of digital business transformation %A Antonova, A.A. %A Stefanova, N.A. %K digital transformation, technologies, business, artificial intelligence, big data, Internet of Things, cloud computing, CRM systems, ERP systems, automation, cybersecurity %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2025 %N 0 %P 9 %I ITBO University