%0 Journal Article %T Electronic document management as a factor in increasing the efficiency of commercial organizations %A Izotova, A.G. %A Isiraev, A.A. %A Bikmulina, T.N. %K electronic document management, digitalization, business processes, electronic signature %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2025 %N 0 %P 8 %I ITBO University