%0 Journal Article
%T Open Banking in Retail: New Value Chains and Partnership Models
%A Lykov, N.S.
%K open banking, account-to-account payments, variable recurring payments, payment orchestrator, deposit margin, cash conversion, consent to access data, behavioral anti-fraud, API, instant refunds
%J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT
%D 2025
%N 0
%P 4
%I ITBO University