%0 Journal Article %T The bankruptcy phenomenon: philosophy, epistemology and nature in economic thought %A Kivarina, M.V. %A Gurov, A.I. %K bankruptcy, socio-economic phenomenon, creative destruction, ethics of responsibility, social construct, information asymmetry, moral hazard, institutionalism, cognitive distortions, dialectic %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2025 %N 0 %P 7 %I ITBO University