@article{Kantemirova2025the, author={Kantemirova, M.A. and Hadarcev, A.C. and Bekoeva, A.A.}, title={The role of digital healthcare services in optimizing the costs of public clinics and increasing the availability of medical care}, journal={JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT}, publisher={ITBO University}, year={2025}, pages={376-382}, volume={0}, issue={12}, }