%0 Journal Article %T The role of digital healthcare services in optimizing the costs of public clinics and increasing the availability of medical care %A Kantemirova, M.A. %A Hadarcev, A.C. %A Bekoeva, A.A. %K telemedicine, electronic health records, unified state health information system, healthcare economic efficiency, electronic document management, cost optimization, public clinics %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2025 %N 0 %P 6 %I ITBO University