%0 Journal Article %T Integration of IoT devices into the home economy: development of the SmartHome software application for household management and cost optimization %A Minkin, A.V. %A Nigmetzyanova, S.M. %K smart home, Internet of Things (IoT), home economics, household management, cost optimization, energy saving, machine learning, financial resilience, digitalization, software application %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2026 %N 0 %P 5 %I ITBO University