TY JOUR TI Integration of IoT devices into the home economy: development of the SmartHome software application for household management and cost optimization KW smart home KW Internet of Things (IoT) KW home economics KW household management KW cost optimization KW energy saving KW machine learning KW financial resilience KW digitalization KW software application JO JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT AU Minkin, A.V. AU Nigmetzyanova, S.M. PY 2026 IS 0 PB ITBO University