TY JOUR TI Modern problems of non-cash payments development and foreign mechanisms for their solution KW cashless payments KW shadow economy KW national payment system KW Fast payment system KW digital transformation KW regulation of cash payments KW international experience KW financial inclusion JO JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT AU Bisultanova, A.A. AU Kazimagomedova, Z.A. AU Dibirgadzhieva, F.S. PY 2025 IS 0 PB ITBO University