TY JOUR TI The cashless vector and digital sovereignty: financial and legal aspects of the transformation of monetary regulation mechanisms in the context of digitalization of payments in Russia KW digitalization of payments KW non-cash money KW monetary regulation KW digital ruble KW national payment system KW financial inclusion KW sovereignty of payments KW cash JO JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT AU Bisultanova, A.A. AU Dzhantemirova, G.R. AU Magomedov, M.A. PY 2025 IS 0 PB ITBO University