TY JOUR TI Digital transformation as a catalyst for sustainable business development: challenges, strategies and modern effects KW digital transformation KW sustainable development KW SDGs KW small and medium-sized businesses KW digital inequality KW e-government KW information sovereignty KW sustainability strategies JO JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT AU Sultanov, G.S. AU Bisultanova, A.A. PY 2025 IS 0 PB ITBO University