%0 Journal Article %T Microfinance as a tool for the sustainable development of small and medium-sized enterprises in modern Russia %A Balamirzoev, N.L. %A Sultanova, E.A. %K microfinance, small and medium-sized enterprises, microloans, financial accessibility, interest rates, government support, regional development, Bank of Russia %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2025 %N 0 %P 8 %I ITBO University