%0 Journal Article %T Behavioral determinants of digital financial practices among students: An empirical analysis (using an agricultural university as an example) %A Frik, O.V. %A Evdohina, O.S. %K digital financial habits, behavioral attitudes, students, Generation Z, financial literacy, online surveys, digitalization %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2026 %N 0 %P 7 %I ITBO University