@article{Karpovich2026digital,
author={Karpovich, Y.. and Kalinina, K.R.},
title={Digital transformation and artificial intelligence: trends, challenges and prospects for development in the Russian economy},
journal={JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT},
publisher={ITBO University},
year={2026},
pages={203-210},
volume={0},
issue={1, 2026},
}