@article{Verzhakovskaya2026epistemology, author={Verzhakovskaya, M.A. and Nikolaeva, I.V. and Korolev, A.A.}, title={Epistemology of Shadow Financial Architecture in the Context of Geo-economic Turbulence: Cross-Jurisdictional Analysis of Bancolombia Operational Models as a Paradigm of Hybridization of the Modern Banking System}, journal={JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT}, publisher={ITBO University}, year={2026}, pages={211-222}, volume={0}, issue={1, 2026}, }