TY JOUR TI Patterns and set of conditions affecting human capital quality management KW human capital KW management KW intelligence KW education KW challenges KW economy KW transformation of globalization KW entrepreneurship KW national welfare JO JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT AU Avdeeva, V.N. AU Rozmyslova, M.A. PY 2026 IS 0 PB ITBO University