TY  JOUR
TI  Digital security competencies as a factor in financial behavior of young students: an empirical assessment (using an agricultural university as an example)
KW  Digital security
KW  cyber risks
KW  financial literacy
KW  students
KW  digitalization
KW  phishing
KW  two-factor authentication
JO  JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT
AU  Frik, O.V.
PY  2026
IS  0
PB  ITBO University