@article{Frik2026digital,
author={Frik, O.V.},
title={Digital financial practices of students: the relationship between information sources and the nature of fintech service use (using an agricultural university as an example)},
journal={JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT},
publisher={ITBO University},
year={2026},
pages={337-344},
volume={0},
issue={3},
}