%0 Journal Article
%T Systematization of evolutionary and technological aspects of transformations in the financial sector
%A Salgiraev, Z.A.
%K fintech, digital finance, digital finance, digital transformation, open banking, API, cloud services, payment platforms, BigTech, ecosystems, open data, regulatory approaches, financial stability, digital platforms, artificial intelligence, DeFi, digital identity, tokenization
%J Journal of Applied Research
%D 2026
%N 
%P 0
%I ITBO University