%0 Journal Article %T Analysis of regional budgets' debt sustainability and the practice of restructuring budget loans %A Akbasheva, D.M. %A Urusov, M.I. %A Kappushev, G.A. %K artificial intelligence, labor market, structural unemployment, income polarization, digitalization, and employment. %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2026 %N 0 %P 4 %I ITBO University