%0 Journal Article
%T Challenges, threats, and barriers in the process of digital technology adoption: regional and sectoral aspects
%A Bezpalov , V..
%A Korolev, A.A.
%K digital transformation, regional development, industry aspect, digital inequality, cloud infrastructure, IT industry, human capital, digital literacy
%J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT
%D 2026
%N 0
%P 7
%I ITBO University