%0 Journal Article %T Economic efficiency of digital educational technologies in improving the accessibility of education and reducing the aggregate costs of the education system %A Revyakina, E.. %A Gazizov, A.. %K digital educational technologies, economic efficiency, accessibility of education, aggregate costs, economies of scale %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2026 %N 0 %P 12 %I ITBO University