@article{Lazareva2026digitalization,
author={Lazareva, N.V. and Batmanov, E.Z. and Kurbanov, S.A.},
title={Digitalization of business processes of car service enterprises in the regions of the North Caucasus Federal District: challenges, tools and effects of transformation},
journal={JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT},
publisher={ITBO University},
year={2026},
pages={512-517},
volume={0},
issue={6},
}