%0 Journal Article
%T Digitalization of business processes of enterprises in the regions of the North Caucasus Federal District: challenges, tools and effects of transformation
%A Abdusalamova, M.M.
%A Mal'sagova, H.S.
%A Omarov, Z.Z.
%K digitalization of business processes, North Caucasus Federal District, small and medium-sized businesses, digital transformation, investment platform, digital literacy
%J Journal of Applied Research
%D 2026
%N 
%P 0
%I ITBO University