TY  JOUR
TI  Digitalization of business processes of enterprises in the regions of the North Caucasus Federal District: challenges, tools and effects of transformation
KW  digitalization of business processes
KW  North Caucasus Federal District
KW  small and medium-sized businesses
KW  digital transformation
KW  investment platform
KW  digital literacy
JO  Journal of Applied Research
AU  Abdusalamova, M.M.
AU  Mal'sagova, H.S.
AU  Omarov, Z.Z.
PY  2026
IS  
PB  ITBO University