TY  JOUR
TI  Savings and Investment Strategies of Students: Barriers and Paradoxes of Digital Behavior
KW  saving behavior
KW  investment strategies
KW  student youth
KW  online services
KW  financial planning
KW  behavioral barriers
KW  digital financial literacy
JO  Journal of Applied Research
AU  Frik, O.V.
PY  2026
IS  0
PB  ITBO University