%0 Journal Article %T The evolution of business models: from concept to digital transformation %A Aigunova, R.S. %A Kurbanova, U.A. %A Shakhbanova, Z.I. %K business model, digital transformation, technology, innovation, digitalization, artificial intelligence, blockchain, Web 4.0, ecosystems, adaptation %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2024 %N 0 %P 6 %I Autonomous Commercial Organization for Additional Professional Education Center for the Development of Education and Science