%0 Journal Article %T Commercial Bank's Credit Policy: theoretical foundations, strategic priorities, and the role of digitalization in risk management %A Iskandarova, R.R. %K credit policy, commercial bank, macroeconomic factors, regional factors, legal factors, microeconomic factors, personnel policy, regulation %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2024 %N 0 %P 4 %I Autonomous Commercial Organization for Additional Professional Education Center for the Development of Education and Science