TY JOUR TI Risk management in the context of digitalization and technological change KW risk management KW digitalization KW technological changes KW cyber threats KW digital transformation KW sustainable development JO JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT AU Tubalec, A.A. AU Ogurtsov, N.A. AU Sarkisyan, M.S. AU Ivakhno, V.V. PY 2025 IS 0 PB Autonomous Commercial Organization for Additional Professional Education Center for the Development of Education and Science