@article{Kembel'2025the,
author={Kembel', A.E. and Serebryakova, T.A.},
title={The Impact of FinTech Technologies on the Structure and Functioning of the Russian Banking Sector},
journal={JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT},
publisher={ITBO University},
year={2025},
pages={300-305},
volume={0},
issue={5},
}