%0 Journal Article %T The Impact of FinTech Technologies on the Structure and Functioning of the Russian Banking Sector %A Kembel', A.E. %A Serebryakova, T.A. %K FinTech, banks, digitization, mobile payments, online lending, Open Banking, artificial intelligence, blockchain %J JOURNAL OF MONETARY ECONOMICS AND MANAGEMENT %D 2025 %N 0 %P 5 %I ITBO University