00700naa#a2200193#i#450# EN\\bibl\100536 20250702031915.3 2782-4586 20250430b2025####ek#y0engy0150####ca RU The main trends of digital transformation of banks in Russia and in the world Journal article Moscow ITBO University 2025 10 с. Journal article local Финансы. Банковское дело. Деньги и денежное обращение. 336 Magomedova Patimat Abuyusupovna Tazhudinova Dzhamilya Avacharaevna Dzhamalova Patimat Ibragimhalilovna jomeam.ru