00651naa#a2200181#i#450# EN\\bibl\110345 20251229055312.1 2712-7516 20251227b2025####ek#y0engy0150####ca RU Commercial banks and their role in the development of the real sector of the economy Journal article Moscow ITBO University 2025 0 с. Journal article local Финансы. Банковское дело. Деньги и денежное обращение. 336 Kutaeva Rabiyat Abdulgashimovna Kutaeva Khadizhat Shikhragimovna jomeam.ru