00624naa#a2200193#i#450# EN\\bibl\113341 20260320102941.5 2782-4586 20260204b2026####ek#y0engy0150####ca RU Bankruptcy of individuals Journal article Moscow ITBO University 2026 4 с. Journal article local Экономические науки в целом. Политическая экономия. 330 Akbasheva Diana Muhadinovna Tekeeva Zukhra Osmanovna Tkhagapsov Ilyasbi Kazbekovich jomeam.ru