00572naa#a2200169#i#4500001001600000005001700016011001400033100004100047102000700088200016300095210003400258215001000292608002700302700002900329700003000358856001400388EN\\bibl\11549020260311160220.3##a2782-4586##a20260131b2026####ek#y0engy0150####ca##aRU1#aBehavioral determinants of digital financial practices among students: An empirical analysis (using an agricultural university as an example)eJournal article1#aMoscowcITBO Universityd2026##a7 с.##aJournal article2local#1aFrikgOl'ga Vladimirovna#1aEvdohinagOl'ga Semenovna4#ajomeam.ru