00572naa#a2200169#i#450# EN\\bibl\115490 20260311200544.3 2782-4586 20260131b2026####ek#y0engy0150####ca RU Behavioral determinants of digital financial practices among students: An empirical analysis (using an agricultural university as an example) Journal article Moscow ITBO University 2026 7 с. Journal article local Frik Ol'ga Vladimirovna Evdohina Ol'ga Semenovna jomeam.ru