00561naa#a2200157#i#450# EN\\bibl\120434 20260426072945.7 2782-4586 20260331b2026####ek#y0engy0150####ca RU Digital financial practices of students: the relationship between information sources and the nature of fintech service use (using an agricultural university as an example) Journal article Moscow ITBO University 2026 7 с. Journal article local Frik Ol'ga Vladimirovna jomeam.ru