00675naa#a2200193#i#450# EN\\bibl\126524 20260709041345.4 2782-4586 20260630b2026####ek#y0engy0150####ca RU Digital transformation and human capital: new educational models Journal article Moscow ITBO University 2026 7 с. Journal article local Экономические науки в целом. Политическая экономия. 330 Magomedov Magomedzagid Anvarovich Sultanova Elina Abdulmuminovna Khambulatova Zarema Ramzanovna jomeam.ru