00661naa#a2200193#i#450# EN\\bibl\126845 20260708224414.3 2712-7516 20260708b2026####ek#y0engy0150####ca RU Digital Transformation of Small and Medium-Sized Businesses: Barriers and Drivers of Growth in the Modern World Journal article Moscow ITBO University 2026 0 с. Journal article local Частные предприятия. 334.722 Bykova Polina Evgenievna Scherbenko Arseniy Aleksandrovich Gaiduk Alexander Evgenievich jomeam.ru