00613naa#a2200169#i#450# EN\\bibl\131864 20260728072047.2 2712-7516 20260726b2026####ek#y0engy0150####ca RU Modern problems of the credit market development in the Russian Federation and possible approaches to overcoming them Journal article Moscow ITBO University 2026 0 с. Journal article local Денежное обращение. Банковское дело. Биржи. 336.7 Skvortsov Ivan Vladimirovich jomeam.ru