00573naa#a2200193#i#450# EN\\bibl\90542 20250712023456.6 2782-4586 20240630b2024####ek#y0engy0150####ca RU Improving bank risk management Journal article Moscow ITBO University 2024 7 с. Journal article local Банковские операции. 336.717 Shatalova Olga Ivanovna Snegireva Natalia Vadimovna Timofeeva Svetlana Nikolaevna jomeam.ru