00573naa#a2200181#i#450# EN\\bibl\91973 20250622132426.7 2782-4586 20240830b2024####ek#y0engy0150####ca RU Role innovations in the activity of a commercial bank Journal article Moscow ITBO University 2024 7 с. Journal article local Государственные финансы в целом. 336.1 Mallaeva Madina Ibragimovna Saadueva Marina Magomedovna jomeam.ru