00751naa#a2200169#i#450# EN\\bibl\96735 20250419170936.6 2782-4586 20241231b2024####ek#y0engy0150####ca RU Commercial Bank's Credit Policy: theoretical foundations, strategic priorities, and the role of digitalization in risk management Journal article Moscow Autonomous Commercial Organization for Additional Professional Education Center for the Development of Education and Science 2024 4 с. Journal article local Экономические науки в целом. Политическая экономия. 330 Iskandarova Rashidat Rabadanovna jomeam.ru