This article examines cyberthreats as a key risk to the economic security of the Russian Federation amid the digital transformation of the financial sector. It examines the Bank of Russia's policy on protecting financial infrastructure and data, including the regulatory framework, strategic initiatives, and incident monitoring and response mechanisms (in particular, the activities of FinCERT). An analysis of the evolution of cyberthreats, their classification, and their impact on the stability of the financial system is provided. Based on a study of real incidents and identified vulnerabilities, the effectiveness of the regulator's measures is assessed. Practical recommendations are formulated for optimizing regulatory requirements, developing international cooperation, and implementing modern data protection technologies. The goal of the paper is to propose scientifically based measures to enhance the cyber resilience of the financial sector and ensure Russia's long-term economic security.
economic security, cyberthreats, cybersecurity, Bank of Russia, financial infrastructure, FinCERT, phishing, DDoS attacks, regulatory framework, international cooperation
1. Kachaeva G.I., Sultanov N.G. Strategii zaschity ot ugroz bezopasnosti: razvitie sistemy obespecheniya kiberbezopasnosti // Vestnik dagestanskogo gosudarstvennogo tehnicheskogo universiteta. Tehnicheskie nauki. 2025. № 2. S. 107–115.
2. Krasnopol'skiy V.V. Problemy informacionnoy bezopasnosti kommercheskih bankov v sovremennyh usloviyah // Ekonomika. 2022. № 10. S. 39–43.
3. Laktyushina O.V., Gorbacheva T.A. Kiberugrozy v bankovskoy sfere i napravleniya ih snizheniya v rossiyskoy federacii // Vestnik moskovskogo universiteta imeni s.yu. vitte. Seriya 1. Ekonomika i upravlenie. 2025. № 1. S. 27–31.
4. Mirgorodskaya M.G., Kotova I.B., Anichkina O.A. i dr. Problemy kiberbezopasnosti v finansovom sektore cifrovoy ekonomiki // Regional'naya i otraslevaya ekonomika. 2024. № 5. S. 279–283.
5. Mustafina G.N. Aktual'nye ugrozy ekonomicheskoy bezopasnosti processa cifrovizacii predpriyatiy i mehanizmy ih neytralizacii // Vestnik ekonomiki, prava i sociologii. 2025. № 3. S. 85–89.
6. Nazaryan A.K., Karcan I.N. Sovremennye kiberataki: klassifikaciya i sposoby zaschity // Informatika. Ekonomika. Upravlenie. 2025. № 1. S. 1001–1007.
7. Cibulina E.V., Popov D.V. Klassifikaciya ugroz bezopasnosti predpriyatiy v usloviyah cifrovoy transformacii: ekonomicheskie i organizacionnye aspekty // Akademicheskiy issledovatel'skiy zhurnal. 2025. T. 3. № 5. S. 206–211.
8. Fedotova G.V., Orlova E.R., Bocharova I.E. Voprosy kiberbezopasnosti cifrovyh finansovyh servisov // Informacionnye tehnologii i vychislitel'nye sistemy. 2022. № 2. S. 37–41.
9. Fen Pin Riski ekonomicheskoy bezopasnosti predpriyatiya v usloviyah cifrovoy transformacii // Progressivnaya ekonomika. 2024. № 7. S. 155–163.
10. Shkodinskiy S.V., Dudin M.N., Usmanov D.I. Analiz i ocenka kiberugroz nacional'noy finansovoy sisteme Rossii v cifrovoy ekonomike // Finansovyy zhurnal. 2021. № 3. S. 38–53.
11. Shulimova M.A., Biryukov R.M., Makkaeva R.S.-A. Ekonomicheskaya bezopasnost' i cifrovizaciya: vyzovy i puti Rossii k ustoychivomu razvitiyu // Problemy rynochnoy ekonomiki. 2025. № 1. S. 78–84.
