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The article considers the main types of financial risks, as well as their impact on the financial and economic activities of enterprises. Scientific approaches to defining the essence of financial risk are systematized, and scientists' opinions on its interpretation are given. Key methods of financial risk management are defined. An algorithm for financial risk management is proposed, which illustrates the sequence of key stages of responding to financial threats. It is established that the integration of innovative approaches can significantly improve the quality of analysis, reduce the response time to external and internal threats, and optimize the use of financial resources. The findings confirm the need for an integrated approach to financial risk management that combines traditional methods with the latest technologies.
risk, financial risk, risk management, risk minimization, artificial intelligence
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