The article analyzes the role of commercial banks in the development of the real sector of the Rus-sian economy. The key problems of the banking sector and lending to enterprises of the real sector of the economy are highlighted, consisting in the disconnection of credit institutions from the SWIFT system, high key rate and expensive loans, increased risks and difficulties in the implemen-tation of long-term investment programs. Important areas are identified related to increasing support and control of the banking sector, expanding the scope of preferential lending, introducing digital technologies and elements of artificial intelligence, improving the regulatory framework for the functioning of the banking sector, the implementation of which will reduce the negative conse-quences of limited access to bank credit resources and increase the lending potential of manufactur-ing enterprises. The emphasis is on comprehensive financial support for small and medium-sized businesses in the real sector of the economy
real sector of the economy, lending, investments, commercial banks, economic development
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