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The present article is devoted to the analysis and generalization of innovative products and technologies used in the modern banking system. The article defines the role of a commercial bank in the development of new banking products, analyzes the types of modern innovative technologies, practical examples and results of their implementation in the Russian and foreign banking system. In the process of analysis the problems of development of new technologies in the banking sphere, connected with threats of leakage of confidential client information, and also the increased scales of fraud in the banking sphere are revealed. In this regard, the authors highlight additional innovations, the introduction of which is aimed at preventing threats and reducing risks.
banking innovation, blockchain technology, product line, artificial intelligence, cybersecurity, bank ecosystem
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