Trends in innovation in the banking sector in the context of modern crisis phenomena
Rubrics: SCIENTIFIC ARTICLES
Authors:
1.
Volzhsky University after V.N. Tatishchev
(starshiy prepodavatel')
employee
Volga State University of Service (prepodavatel' kolledzha kreativnyh industriy i predprinimatel'stva)
employee
Volga State University of Service
student
employee
Volga State University of Service (prepodavatel' kolledzha kreativnyh industriy i predprinimatel'stva)
employee
Volga State University of Service
student
Type:
Article
Pages:
from 97
to 100
Status:
Published
Received:
23.05.2025
Accepted:
09.06.2025
Published:
09.06.2025
Subject area:
336
Language:
Russian
Keywords:
banks, innovations, digital technologies, crisis phenomena, blockchain platforms, credit organizations
Abstract (English):
The article describes the current political realities in their relationship with the current crisis phenomena of the country's economy in the banking sector, which are manifested in a decrease in liquidity, an increase in the risks of credit institutions, the growth of overdue debts of clients and borrowers, a decrease in profits and an increase in losses of credit institutions, etc. In an unstable economic situation, the most profitable vector of activity remains development, optimization and expansion of the range of services offered to preserve the stability of the banking sector, Among the effective instruments of which special attention is paid to promising areas of innovation in the banking sector - the development of blockchain and cryptocurrency technologies, which, in turn, allow creating new financial instruments, simplifying transactions and reducing costs.
The article describes the current political realities in their relationship with the current crisis phenomena of the country's economy in the banking sector, which are manifested in a decrease in liquidity, an increase in the risks of credit institutions, the growth of overdue debts of clients and borrowers, a decrease in profits and an increase in losses of credit institutions, etc. In an unstable economic situation, the most profitable vector of activity remains development, optimization and expansion of the range of services offered to preserve the stability of the banking sector, Among the effective instruments of which special attention is paid to promising areas of innovation in the banking sector - the development of blockchain and cryptocurrency technologies, which, in turn, allow creating new financial instruments, simplifying transactions and reducing costs.
Keywords:
banks, innovations, digital technologies, crisis phenomena, blockchain platforms, credit organizations
banks, innovations, digital technologies, crisis phenomena, blockchain platforms, credit organizations
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2. Vanyugina S.V. Formy i metody finansirovaniya innovacionnoy deyatel'nosti korporaciy // Vestnik finansovo-ekonomicheskogo instituta. – 2018. – № 2. – S. 33
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